Monday, August 24, 2020

Policy Report On Dispersal Of Asylum Seekers

IntroductionThe UK has been second home to haven searchers for quite a while, having seen a convergence of settlers since the seventeenth century, some of which were searching for asylum. With time, the UK occupants felt annoyed by expanding centralizations of ethnic minorities in the UK and particularly their grouping specifically zones which prompted blockage. In light of the expanding anxiety of people in general, the administration selected to concoct implies through which they could redistribute the ethnic minorities in different territories in order to decongest the urban areas and urge assimilation.This prompted the detailing of the Asylum and Immigration Act in 1999 which prompted the dispersal of ethnic minorities to different corners of the United Kingdom. The dispersal strategy has anyway gone under substantial analysis with claims that it disengages the refuge searchers from the renders them helpless against racially charged assaults. This paper hence tries to dissect the dispersal strategy of refuge searchers, inspecting its experience and improvement. It will likewise offer as evaluate of the strategy which will to a great extent decide if it is a suitable arrangement or not.Background approach reviewPrior to the 1990s, numerous Europeans thought of outcasts as an issue of the third world which should have been contained by the third world.  Europe would just be associated with good cause however outcasts expected to stay inside their own outskirts. At the point when it got included, Europe just conceded a chose scarcely any displaced people and settled them under controlled conditions (Robinson et al 2003, p. 3). The demeanor that numerous Europeans held towards exiles particularly those from the third world was that they were foreigners searching for monetary chances and accordingly, they didn't have the right to be concurred refuge status.In the UK, the quantity of individuals looking for shelter was quickly expanding (Robinson et al 2003, p. 4). During the post war period, Britain required labor for financial reproduction and since it couldn't fill these positions, it chose to go to the district, prompting a deluge of foreigners particularly from Asia. Therefore Britain has been multiethnic for quite a while. While a portion of the outsiders were coming to search for work, others likewise began coming to Britain looking for asylum. As ahead of schedule as the seventeenth century, somewhere in the range of 50,000 French Huguenots showed up in London looking for shelter. During the 1880s, Jews likewise showed up in huge numbers to search for shelter as they got away from the massacres. Along these lines by the turn of the twentieth century, Britain had built up a notoriety for being a position of asylum (Robinson et al 2003, p.103).In 1905, an Aliens demonstration was passed which finished this specific sort of relocation however the flood of both willful and constrained workers proceeded. Jews escaping Nazi Germany sett led in the UK, so did a few Italians and Chinese outsiders. Fast movement prompted a convergence of certain ethnic networks specifically territories, for example, Chinatowns and dockland dark quarters. England utilized this worker labor for work because of nearby deficiencies (Robinson et al 2003, p.104). This improvement of ethnic quarters was a reason for worry for the open who even coordinated threatening vibe at the workers consequently; the state saw the requirement for dispersal of exiles just as ethnic minorities even before the plan of the dispersal arrangement (Robinson et al 2003, p.104).It began a casual dispersal program in which the administration endeavored to settle individuals in various regions. General assessment indicated that numerous Britons were xenophobic and didn't support of the manner in which some financial gatherings were bunching in the nation; expecting this would affect the national personality of the British. Racial prohibition turned into a part of l ife in numerous areas of the UK during the 1960s to such a degree, that it turned into a matter of mainstream just as political concern. A few guardians even questioned the quantity of dark kids who were being permitted to go to neighborhood schools. This prompted the ‘Boyles Law’ being passed which expressed that neighborhood schools ought to oblige a limit of 30% of ethnic minority children.The Department of Education and Science even recommended a few approaches to keep ethnic focuses from working up. During the 1970s, numerous individuals turned out to be progressively steady of the dispersal of ethnic minorities. Dispersal was planned for lessening the threatening vibe coordinated at them and encouraging their entrance to better possibilities. It was felt that living in blended neighborhoods would challenge the generalizations that were related with ethnic minorities (Robinson et al 2003, p.106-107).In 1969, the Cullingworth advisory group researching open lodging in the UK communicated worry over the private convergence of ethnic minorities particularly in the downtown; a factor that had prompted congestion and which, they felt could bring down the measures of instruction. Hence, they proposed dispersal yet intentional. In the years that followed be that as it may, there were expanded requires the obligatory dispersal of ethnic minorities (Robinson et al 2003, p.107).In the 1970s in any case, the absorption idea started to be seen as obsolete, politically wrong and connected to a conviction of ethnic incomparability. No arrangement creators or people with significant influence needed to be related with the osmosis idea in case they be seen as radicals (Robinson et al 2003, p.108). The improvement of the dispersal strategy can be connected to the changing government assistance philosophies of the UK. The belief system of social vote based system was apparent particularly in the years following the Second World War.This philosophy won in the p ost war period and was related with acknowledgment of the requirements surprisingly including the common laborers, rather than the average as it were. In this way everybody, even the foreigners who comprised the common laborers, profited by a wide scope of government assistance benefits. The ongoing third way philosophy looks to elevate government assistance to work program and it has been compared to the standards of neo-progressivism. It professes to endeavor to mix the standards of social majority rule government with neo-progressivism and includes government assistance to work program whereby individuals must be caused by to look for some kind of employment by helping them defeat the reliance on uninvolved advantages, teaching in them a feeling of responsibility.The government assistance change program comprises of government assistance cuts; something that enormously influences the haven searchers. Government wishes to reallocate government assistance installments to the indivi duals who are filling in instead of those not working, for example, the haven searchers. Their advantages have for all intents and purposes been nullified under this program and they need to experience thorough testing to be qualified if by any means (â€Å"the retreat of social democracy†n.d). The advancement of such government assistance belief systems decides how refuge searchers are treated since they depend for the most part on welfare.Asylum searchers dispersal policyUnder the casual dispersal program preceding the 1990s, there were accounts of how haven searchers were shipped to remote regions just to find that their goals were neither expecting nor arranged for them. Thus, a large number of them came back to London only a couple of days in the wake of having been dispersed.The refuge searchers were not exceptionally ready to be scattered and some of then wouldn't be helped on the off chance that it included scattering them to regions outside the capital. Because of th e bombed Local Government Association dispersal program, in 1999, the legislature passed the utilization of the Asylum and Immigration Act; another necessary approach that profoundly changed the gathering of refuge searchers. It is important that it was not obligatory for all refuge searchers to be scattered yet the individuals who required money related help needed to consent to it since the administration would offer budgetary help just to the individuals who were in concurrence with the dispersal approach (Robinson et al 2003, p.123).The destinations of the dispersal demonstration were to control the quantity of individuals who were looking for haven in the UK, rush the appraisal procedure for shelter claims and redesign the systems of monetary help for refuge searchers so they quit going to the UK simply for government assistance benefits. Under the Act, the National Asylum Support Service (NASS) was framed. Its motivation was to pick which shelter searchers qualified for state benefits, furnish them with these advantages and scatter them from London just as the South East (Robinson et al 2003, p.123). It would give shelter searchers lodging in certain territories which came to be alluded to as group regions under a progressively incorporated dispersal process.This act implied that haven searchers were not qualified for advantages and they were dependent upon necessary dispersal by NASS in order to decongest the urban communities (Griffiths et al, n.d). Shelter searchers would apply to the Immigration and Nationality Directorate for refuge and the Directorate would choose whether their case was valid or unwarranted. In the interim, the individuals who had been incidentally conceded would be sent to NASS who might give them crisis settlement in the event that they didn't have methods for supporting themselves.Within a multi day time span, NASS chooses who meets all requirements for help and scatters them to bunch territories outside London and the South Eas t. The destitute shelter searchers are without given lodging comprehensive of utilities cost and monetary help. When settled incidentally, the shelter searchers would know the destiny of their cases inside a multi month time frame and could request inside the four months that follows. The whole system is required to be finished inside a range of a half year maximum.The Act additionally proposes a reconciliation of the pertinent specialists into consortia that would be liable for the drawn out coordination of shelter searchers who had been allowed outcast status (Robinson et al 2003, p.124). The point of the dispersal demonstration is to redistribute the expenses of taking into account the shelter searchers, diffuse social strains and demoralize would-be candidates. The scattered refuge searchers are dealt with and coordinated into their com

Saturday, August 22, 2020

Requirements for Healthcare Organization | Case Study

Prerequisites for Healthcare Organization | Case Study Undertaking I A SUMMARY ON THE NEEDS AND EXPECTATIONS OF CONCORDIA HEALTHCARE LTD. Comparative with: I. Inward Organizational needs As a matter of first importance, ABC Concordia Healthcare Ltd. Necessitates that the staff, accomplices, individuals, chiefs will consider and regard the Equality and Diversity Guidance and Policy. This association is focused on conveying quality social insurance administrations to the customers without bias on them because of race, nationality, sex, sexual direction, handicap, strict alliance, conjugal status, work status and political conclusion and attributes. All customers ought to be dealt with similarly and decently. Polished skill with respect to the staff, accomplices, individuals and executives ought to be watched. No customer ought to be segregated; rather, advancement and openness of medicinal services administrations ought to consistently be a definitive strategic everybody. Quality social insurance administrations will result to the expanding request by different customers. The ABC Concordia Healthcare Ltd. will be looked for by the network and the customers they serve. A decent name will be set up for and for sake of ABC Concordia Healthcare LTD. II. Outside Needs of ABC Concordia Healthcare LTD. To accomplish the objective of this association, that is the advancement of equivalent chance and openness of value social insurance administrations to all customers, they are additionally thinking about their outside needs. A. Addressing clients’ needs Proper advances must be viewed as ready to meet the differing needs of customers. 1. Recognize the necessities of customers who originate from various networks. Customers originate from various networks with various social foundation and childhood. Along these lines, they additionally have various necessities. These requirements must be cooked well. 2. Detail the arrangements and strategies that will be embraced to address clients’ issues. Strategies ought to be done routinely in light of the fact that these are guides for dynamic. Arrangements empower coordination and joining of activities and plans inside and across useful territories of an association. The approach making process includes the accompanying: a. Distinguishing the issue b. Detailing the approach c. Executing the approach d. Assessing the outcomes 3. Determine the administrations that ought to be given to the accompanying gathering of customers: a. Customers with an incapacity b. Customers who can't impart adequately in English c. Carers, youngsters and the old d. Individuals from strict gatherings e. ethnic gatherings, nationalities f. Lesbian, gay or transgender individuals B. Correspondence Plan To stay away from miscommunication, the ABC Concordia Healthcare Ltd. likewise gives the accompanying: 1. A Communication Plan is set up to disperse the strategies and methods to guarantee that all administrations are given to the customers. 2. Steps to be followed and the prerequisites to be cultivated are additionally given to get to the social insurance administrations 3. Direction and preparing for the workers, individuals, accomplices, staff, and chiefs are accomplished for successful usage of the arrangement. Decency AND JUSTICE An equitable and reasonable treatment can be the most grounded resource in any association particularly if there is rivalry. ABC Concordia Healthcare LTD. has laid a few strategies with accentuation on the accompanying: a. Dealings with outsiders †this association doesn't unlawfully separate other Healthcare specialist co-ops. b. Dealings with temporary workers ABC Concordia Healthcare Ltd. connects with temporary workers based on their aptitudes, experience and capacity. There is no segregation at all dependent on age, sexual orientation, conjugal status, race, religion, and so on. c. Business †Job candidates are dealt with similarly and reasonably. Enrollment and choice methods and terms and states of business, preparing openings, advancement and move, complaint and disciplinary procedure, downgrades, clothing standard, extra plans, work distributions and other business related exercises are deliberately transferred to representatives and candidates. d. Enlistment and Selection-ABC Concordia Healthcare LTD guarantees that the workforce is: Taken from the vastest pool of qualified candidates . Employment opportunities are available to all. Exertion is coordinated towards the spread of the data that will arrive at all intrigued candidates. Work openings depend on close to home legitimacy and wellness. Execution is considered in such manner. Need is given to candidates from all segments of society particularly the underrepresented in the workforce. This is the place reasonableness is obvious. Nobody is segregated essentially in light of the fact that he has a place with the oppressed and the impaired. ABC Concordia Ltd. has legitimate exception (certified word related necessities) to be utilized reasonable to meet the extraordinary needs of a specific gathering. Individuals with extraordinary requirements are those originating from various ethnic and social foundation; sexual orientation (particularly the gays, lesbians and transgender individuals), carers, and so on. Enlistment organizations of ABC Concordia Healthcare Ltd. know the necessities not to separate. Reasonable and equivalent treatment ought to consistently be borne at the top of the priority list. There is a healthy workplace regarding the employee’s convictions and assorted foundation. Terms and states of administration for workers agree to hostile to segregation enactment. The association distinguishes the differing preparing necessities of the laborers. An arrangement is made which incorporates the subtleties of the preparation to be given, who will be prepared, and when the preparation will be given. Those distinguished are educated regarding this quality and decent variety and preparing plan. Demonstrations of unlawful separation on any of the prohibited grounds by workers, accomplices, individuals, chiefs will be exposed to disciplinary activity. Suitable activity is forced to any individual utilized who submits unlawful demonstrations of discrimation. All protests will be examined as per the complaint method of the association. ABC Concordia Healthcare Ltd. will screen and record equivalent chances and data about staff and all workers. These snippets of data will be utilized only for equivalent open doors observing and make little difference to circumstances and advantages. The association will give equivalent chances to the Human Rights Services Commission as required comparable to individual and customers under the provisions of the enactment. Activity audit of the association will be led two times per year. Remediation will be forced on resistance under the strategy to rise to circumstances. THE IMPACT OF PREJUDICE AND DISCRIMINATION ON INDIVIDUAL AND GROUP 1. Partiality and segregation are demonstrations of lack of regard on the uniqueness of each person. â€Å"Individual contrasts ought to be perceived albeit individuals are comparative in numerous ways.† 2. Bias and segregation may cause pressure. â€Å"Typical reasons for pressure are: new work strategies, work over-burden, contrasts between the association and representatives esteems, disappointment and job equivocalness. Laborers are probably going to endure mental and physical indications because of pressure.† 3. Bias and segregation hampers the individual’s want to develop and to accomplish his objective. On the off chance that an individual is continually segregated, he loses his fearlessness. Along these lines, he can’t play out his undertaking admirably. At the point when preference is felt in an association like a Healthcare Provider, the customer would lose his inspirations to recover and to become fit once more. No one energizes him and no one qualities his human pride. 4. Segregation and preference are non-philanthropic activities. This will deny the demonstration of getting individuals cooperate to achieve wanted objectives and destinations at least expense and most extreme profit.† 5. Duty is acquired through consideration. Thus, association ought to be reasonable and fair, liberated from inclinations in managing workers and customers. 6. In Maslow’s Hierarchy of Needs, belongingness, love, friendship and acknowledgment are among the fundamental needs of man. When there are separations of whatever nature, at that point there is no adoration, warmth and acknowledgment. 7. Segregation and preference is against the Civil Rights of individuals. â€Å"Civil rights ensures reasonable and equivalent treatment for all individuals paying little mind to race, religion, ethnic birthplace, age, sex, sexual direction, handicaps, or individual beliefs.† On July 2, 1964, Pres. Lyndon B. Johnson marked into law the Civil Rights Act of 1964 disallowing separation dependent on a person’s race, shading, national starting point, strict convictions and sex. PROPOSED IMPROVEMENTS TO ADDRESS GAPS IN THEIR SYSTEM PROCESS 1. Plan for audit and checking on the consistence of fairness and decent variety issues ought to be readied Separate from that of the correspondence and preparing plan. 2. Group gatherings ought to be done normally to follow and examine the advancement of execution. An exceptional gathering might be met additionally whenever to think about dire issues. 3. Jobs and obligations of the people keeping an eye on the association ought to be obviously indicated like: a. Chief/director b. Staff c. Workers d. Other help staff 4. Time scales for arranging, execution, observing and assessment ought to be explained. 5. Occasional review on the organization’s money related status is significant. This is one part of the general execution the board system. As an activity is executed, the yields and results are observed, refined and afterward assessed. 6. Strategies ought to be returned to occasionally. Significant changes perhaps important to guarantee the strength of the association. 7. HR are significant in any association. Execution evaluation ought to be led as reason for arranging expertise upgrade preparing and refreshing. 8. Offices and other material assets ought to be similarly distributed. Lacking or old fashioned materials may influence the adequacy of fulfillment of the organizatio

Thursday, July 16, 2020

Latuda (Generic Lurasidone) Drug Information

Latuda (Generic Lurasidone) Drug Information Bipolar Disorder Treatment Medications Print Latuda (Generic Lurasidone) Drug Information By Marcia Purse Marcia Purse is a mental health writer and bipolar disorder advocate who brings strong research skills and personal experiences to her writing. Learn about our editorial policy Marcia Purse Medically reviewed by Medically reviewed by Steven Gans, MD on June 23, 2015 Steven Gans, MD is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Review Board Steven Gans, MD Updated on June 24, 2019 Paul Bradbury/Getty Images More in Bipolar Disorder Treatment Medications Symptoms Diagnosis Latuda (lurasidone) is one of the newer generation of antipsychotic medications that are called atypical. Latuda was first approved for the treatment of schizophrenia in 2010. The Food and Drug Administration then approved its use to help in the treatment of bipolar depression in the summer of 2013.   Common Antipsychotic Warnings Like all antipsychotic drugs, Latuda carries a boxed warning  saying it is not approved for use in elderly patients with dementia due to increased risk of death. There is the potential for developing neuroleptic malignant syndrome  (NMS) when taking Latuda. Symptoms can include abnormally high fever, rigid muscles, profuse sweating, irregular heartbeat, and other symptoms. Kidney failure can result. Although rare, this is an extremely serious and potentially fatal condition, so it is important to recognize the symptoms and seek treatment at once. Although tardive dyskinesia  (TD) is rarer among patients taking the atypical antipsychotics compared to the older  typical  agents, TD may still rarely develop in patients taking Latuda. The most common presentation of tardive dyskinesia is forms of uncontrolled facial movements. Again, know the symptoms of this condition and contact your doctor at once if they appear. There are additional warnings common to all antipsychotics about less serious possible side effects. Read all the literature accompanying your prescription carefully. Weight Issues, Blood Sugar and Fats, and Diabetes All antipsychotic medications also carry warnings about the possibility of weight gain, increased blood sugar, cholesterol and triglycerides, with the potential to lead to diabetes. However, the clinical trials and studies so far have indicated that Latudas effect on weight is more complex. One study found that some patients gained weight while others lost weight. Overall, it is currently considered not to be associated with weight gain. Common Side Effects The most common side effects in clinical trials were: SleepinessNauseaAkathisia, characterized by inner restlessness and the inability to sit or stand still, andParkinsonism, with symptoms including tremor, difficulty walking, stiff muscles and others. The latter two are movement disorders that can be serious and/or extremely distressing, so again, knowing the symptoms is recommended. Dystonia, another movement disorder, was less frequent but still significantly higher in patients taking Latuda than in those who took a  placebo. Dystonia is characterized by muscles contracting parts of the body abnormally. Dystonia, parkinsonism, and akathisia are  extrapyramidal side effects. Use in Pregnancy Latuda has not yet been studied in humans. At this time, the recommendation is that the drug should be used during pregnancy only if the potential benefit justifies the potential risk to the fetus. If you become pregnant while taking Latuda, make sure to discuss this with your physician.

Thursday, May 21, 2020

Cesar Chavez s Work For Improved Working Conditions

Cesar Chavez is a well renowned labor leader in American history. Cà ©sar Estrada Chà ¡vez was raised by a poor family of migrant farm workers. He had little to no time for school or freetime activities with his peers and experienced many bias racial comments because of his Mexican-American heritage. Despite this, Cà ©sar grew to become a gifted leader who inspired thousands of people to fix their lives and make it better. In the 1960’s Cà ©sar founded the United Farm Workers, an organization that led the members to fight for improved working conditions. Cà ©sar was born to the parents Librado Chavez and Juana Estrada on March 31, 1927 on the family farm. Cesar was the born during the devastating Great Depression, which caused the United States to†¦show more content†¦Restaurants would refuse to serve Mexican Americans, and theaters allowed them to sit in only one section of the cinema. In 1944 Cà ©sar joined the U.S. Navy’s to fight in World War II, Cà ©sar was only seventeen at the time. Even while fighting for his country he experienced discrimination. After two years of serving in the Navy he returned to California and began to work in the farms again. In 1948 he married Helen Fabela, he lived in a One-room shack and began to raise his family in the town of Delano. Over many years the married couple had eight children. The racism and poor working conditions facing migrant farmers before the war did not change. Because of Cà ©sars experiences in his childhood, he was anxious with solving the problems of the nat ion’s farm laborers. In 1952 Cà ©sar met Fred Ross, the founder of Community Service Organization or CSO, a group that desired for better living conditions for migrant workers. Cà ©sar was impressed by Ross and his ideas then began working for CSO as a community organizer. Going from house to house at night, he helped labors with their day to day problems. By 1958 Cà ©sar became the director of the CSO in California and Arizona. Cà ©sar heard many grievances from migrant workers as he moved between California and Arizona. Cà ©sar was concerned about claims that landowners often used Mexicans illegally bused across the border to work in the field with the lowestShow MoreRelatedThe United Farm Workers Movement: Cesar Chavez Essay1114 Words   |  5 PagesDuring the 1960’s, many movements rose such as the counterculture movement, the hippie movement, the environmental movement, the SCLC, the SNCC, the Native American movement, Women’s civil rights, United Fa rm workers, etc. During the 1960’s the American culture would start to change because of these movements. The United Farm Workers movement for example fought for the rights of Mexican americans. Their goal during the 1960’s was to get decent working conditions and more job opportunities. 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Wednesday, May 6, 2020

Enron Essay - 1433 Words

An Explanation of the Causes and Effects of the Enron Accounting Scandals Name: Do Minh Tam Class: MEP 100 Lecture: Karen Bird Date: December 24, 2010 Introduction Background From the 1980s until now, there have been a lot of accounting scandals which were widely announced on by media. The result of this situation is many companies were bankruptcy protection requests, and closing. One of the most widely reported emulation of accounting scandals is Enron Company. Enron Corporation is one of the largest energy companies in the world. Enron was founded in Houston, Texas, America in July 1985 by the consolidation between Houston Natural Gas and InterNorth of Omaha, Nebraska (â€Å"Enron and Enderson: The story†, n.d.). According to†¦show more content†¦Endrew and his wife got benefits from Enron to buy Chewco where his wife is owner. He controlled subsidiary companies to buy stock and hid debt for Enron. Enron did not follow the accounting rules. Every mistake in accounting needs to note and describes for shareholders know, and writes on the financial statements. In 2001, Accountants cannot combine Chewco into the Enron’s financial stat ement. This lead to misunderstanding report which show the financial statement of Enron such as a decrease Enron income and an increase Enron’s reported debt. In addition, Enron tried to make maximize profits by break the law. Therefore, dishonesty in the financial statement, corruption and a lack of knowledge and skills of accountants are the causes of the Enron’s bankruptcy. The Effects of Enron Accounting Scandal on Employees and shareholders When Enron was bankrupt, the most affected people are Enron’s workers and shareholders. Many people lost their jobs, their whole pension and all of the shareholders lost their money (Dunder,n.d.). According to Raver (2006, p4-5), Enron stocks prices were increased nearly double in one year by many ways such as legal and illegal way. 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The four companies eventually began to break apart between 1941 and 1947 as a result of a public stock offering. In 1979, Northern Natural Gas was placed under new management when it was bought by InterNorth Inc. In 1985, Kenneth Lay, CEO of Houston Natural Gas Company devised a transaction for InterNorth to purchase Houston Natural Gas. Lay wasRead MoreEnron Stakeholders Essay1634 Words   |  7 PagesEnron Stakeholder Assignment Enron was a dream come true for a lot of people, but it was also a nightmare waiting to happen for many more. I am going to examine the collapse of Enron from the management perspective. The three examples of Enron behaving badly that I am going to study are the incidents in Valhalla, the electricity trading in California and the conflict of interest between Andy Fastow and his special purpose entities (SPE). 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They used a system where they would rank employees every half a year and fire employees who ranked on the bottom 1/5 of the scores. This kind of attitude where only results matter and if you don’t produce anything good you will get fired will only hurt the company

Different Cultures Between Saudi Arabia and United States Free Essays

Seeing as that I am a Saudi Arabian descent and living in the United States, I have been exposed to many misunderstandings, stereotypes, and invalid generalizations about my culture. There have been many instances in which I encountered stereotypes, mostly presented to the American public through various media types, which have limited Americans from realizing or seeking to comprehend more about my culture and heritage. As Thomas Sowell points out â€Å"one of the obstacles to understanding what behavioral characteristics follow each group around the world is the widespread use of the term â€Å"stereotypes† to dismiss whatever observations or evidence may be cited as to distinguishing features of particular group behavior patterns. We will write a custom essay sample on Different Cultures Between Saudi Arabia and United States or any similar topic only for you Order Now † (Sowell, 11). From my perspective, three beliefs that most 21st Century Americans have in regards to Saudis which are stereotypical are: 1) our women are submissive and have no voice or rights in our society, 2) Saudis are either fanatics or support terrorist activity in the name of religion, and 3) lastly each family in Saudi has its own oil well and therefore no other businesses are required. There are specifically two Saudi laws which Americans have heard about via the media which have formed American opinion about Saudi Arabia’s attitude towards women. The first law enforces that women must cover their hair and body with a black veil and garb. Another Saudi law which has been granted much media attention is that Saudi women are not allowed to drive. These laws are looked upon by Americans as boding poorly for Saudi women. Because this conduct is in such sharp contrast with the United States’ attitude towards women and their more revealing attire, the media has hyped upon how these Saudi laws are examples of how Saudi women are submissive because they have neither stood upon for their rights, such as drive or dress as they desire, nor sought to have a voice in society. What we see instead is a strong familial structure with nepotism occurring in society (Lewis, 68-69) While it is true that such laws have led to women having no public role in their society because they are seemingly â€Å"protected† by their Saudi men, it is unfair to conclude that Saudi women have no rights or voice in society. Saudi women do indeed have rights such as being guaranteed certain shares in inheritance, are allowed to own property, are permitted to choose or refuse potential husbands, and are considered equal to men in the eyes of God (http://www. saudinf.com/main/h61. htm). Furthermore, many Saudi women come to the United States to better educate themselves and return to Saudi to seek employment as nurses, doctors, professionals, and teachers. Upon returning to Saudi they have a hand in better educating or helping the next generation of women seek out their own respective goals. Hence, while it is a valid generalization that Saudi does not promote a public scope or ideology for its women, it does instead enable women to better improve upon themselves and expect protection for Saudi men that women might not have in the states. Lastly, a large number of Saudi women have accepted the scope of their responsibilities as a maternal figure in their families and feel that they are submissive to their religion and rearing their children appropriately (http://www. saudinf. com/main/h62. htm). While in the United States, we are seeing that women are being forced to work and provide for their family units without choice, face a higher possibility of divorce, see that rape and sexual harassment statistics have increased, instances of teen pregnancies have rose, and lastly cases of broken homes have increased. From my experience, women’s liberation and freedom is coming at a high cost to society’s families and while the belief that women are submissive and lack a voice in Saudi might be true from some perspectives, it is obvious that in the United States this stereotype might actually be occurring due to jealousy perhaps on the part of women who do not have the luxury of selecting if they decide to seek employment or remain at home to raise their children (http://www. wrmea. com/archives/may-june01/0105035. html). Another emphatic belief that Americans seem to have about Saudis is that we are either fanatics, villains, or that we support terrorist activity in the name of religion. Obviously Saudi Arabia which houses the Kaaba, the cube figure which is the most sacred site in Islam, represents our religion and is the direction to which the 5 daily prayers are made. For Americans, the media has publicized how Saudi is the birthplace of fanatic behavior and dramatizes the pilgrimage made to the site as well as how Saudi men dress in the distinct head piece and robe. After September 11th, Americans became overwhelmed with even more media publicity about how the attackers were of Saudi descent and how Saudi wealth has indirectly added in efforts to attack Westerners, and other such activities. Prior to 9/11, Saudi was simply the land of oil and most Americans could not even find it on the globe! In our modern day world, the news, publications, and movies all instilled within Americans the belief that Saudis were temperamental, geared towards violence, and oil rich businessmen. In fact, comic often portrayed us as villains and school textbooks have been found to associate Islam with violence and intolerance. (http://www. adc. org/index. php? id=283). Due to its rich status, Saudi did not have strong external relationships which could overcome their stereotypes until recently. This belief is not a valid generalization by any means! It is far from the truth as Saudis have sought to limit the ultra conservative factions within their country because besides tarnishing its reputation in the world it also causes commotion and upheaval in Saudi Arabia as well. For Saudi, it is of utmost importance in its abroad relations to keep allies and businesses purchasing its oil and it can not afford to alienate its friends. As Saudi is the predominate supplier and largest producer of oil to countries abroad, Americans have the misconception that each Saudi family must contain their own personal oil well in their own backyard. This is a laughable belief, but it is not the first time I have experienced Americans believing it to be a valid one. In fact, the country produces an average of 10. 2 million bbl/d of total oil, comprising crude oil, and natural gas liquids. The belief that Saudi has individual oil wells in each individual property is preposterous. In conclusion, I would like to emphasis the significance of acknowledging that Saudi Arabia is seeking to better improve its external relationships with other countries and improve its global image. The leadership in Saudi has sought to control its ultra conservative factions which have impaired its ability to ensure peace and tranquility both within its borders as well as with out. Generally, the media has created an atmosphere of fear and ignorance about other cultures. This psychological manipulation of Americans has lead to further stereotypes which harm cultural diversity and understanding. Many communities have created outreach programs between different cultures in an effort to achieve better communication, understanding, tolerance, and acceptance. These efforts have enabled Americans to began to open the lines of communication and acquire a grasp that our differences are key to learning how to respect other cultures and not fall to misconceptions about other groups of people. How to cite Different Cultures Between Saudi Arabia and United States, Papers

Saturday, April 25, 2020

Loanable Funds free essay sample

The mortgage crisis in 2007 caused the financial system in the United States to become down. The issue began when people started defaulting on their loans. When people started defaulting this caused lenders to toughen their credit criteria for people requesting loans. The mortgage companies had to make the criteria tougher because they were not receiving funds from households. Due to them not receiving funds, the interest rates for mortgages rose; this allowed the mortgage companies to still receive a profit. According to the Loanable Funds theory, mortgage companies such as Freddie Mac and Fannie Mae had to raise their interest rates because they had less supply to loan out. When this happened, individuals and businesses lowered their demand for loanable funds. This caused the financial system to remain still with surplus units not wanting to lower their interest rates because they were in fear of taking a loss. Mortgage rates have declined ranging from 30 and 15 year fixed rates. We will write a custom essay sample on Loanable Funds or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The 30-year fixed rate had fallen 8 basis points to 5. 9% and the 15-year fixed rate fell 2 basis points to 4. 86%. The lowering of the mortgage interest rates is due to the Federal Reserve and the U. S. government stepping in and buying mortgage backed securities. This is the main reason for the interest rates to be lowered and for the loanable funds market to be readily available to loan out money. â€Å"The loanable funds market is a hypothetical market that illustrates the market outcome of the demand for funds generated by borrowers and the supply of funds provided by lenders† (Krugman amp; Wells, 2009, p. 78). If more money is available in the loanable funds market then the interest rates will be lower. When the Federal Reserve and the U. S. government purchased mortgage-backed securities, this increased the supply of loanable funds that the lenders are able to give out. When there is more money to give out, this then drives down the interest rates.